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  <title>用户借款协议</title>
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    <h1>《借款协议》</h1>
    
    
    <p class="noIndent" style="margin-top: 15px;">2.3借款信息明细表：</p>
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        <td>借款本金</td>
        <td colspan="3">人民币（大写）<span style="text-decoration: underline;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span>（小写）¥<span style="text-decoration: underline;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></td>
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        <td>借款用途</td>
        <td colspan="3"></td>
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        <td>借款利率（月）</td>
        <td>1.5%</td>
        <td>应还利息（元）</td>
        <td> </td>
      </tr>
      <tr>
        <td>借款开始日</td>
        <td>&nbsp;&nbsp;&nbsp;&nbsp;年&nbsp;&nbsp;&nbsp;&nbsp;月&nbsp;&nbsp;&nbsp;&nbsp;日</td>
        <td>借款到期日</td>
        <td>&nbsp;&nbsp;&nbsp;&nbsp;年&nbsp;&nbsp;&nbsp;&nbsp;月&nbsp;&nbsp;&nbsp;&nbsp;日</td>
      </tr>
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        <td>起息日</td>
        <td>&nbsp;&nbsp;&nbsp;&nbsp;年&nbsp;&nbsp;&nbsp;&nbsp;月&nbsp;&nbsp;&nbsp;&nbsp;日</td>
        <td>借款期限</td>
        <td>&nbsp;&nbsp;&nbsp;&nbsp;日</td>
      </tr>
      <tr>
        <td>还款方式</td>
        <td colspan="3" style="text-align: left; padding: 10px 20px; line-height: 22px;">备注：本借款协议所选择的还款方式为第    种（还款方式一经选定，不得变更）<br/>1. 按等额本息还款；<br/>2. 按等额本金还款；<br/>3. 按本息一次还款；<br/>4. 按先息后本还款。</td>
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    <p class="noIndent" style="margin-top: 15px;">2.3.3 POS贷借款分期息费表</p>
    <p style="margin-top: 8px; text-align: center">POS贷分期付款服务</p>
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        <td><strong>费用类别1</strong></td>
        <td><strong>适用服务类型</strong></td>
        <td><strong>期数</strong></td>
        <td><strong>月利息率（%）</strong></td>
      </tr>
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        <td rowspan="3">利息</td>
        <td rowspan="3">POS贷消费信用贷款</td>
        <td>1期</td>
        <td>1.5%</td>
      </tr>
      <tr>
        <td>2期</td>
        <td>1.5%</td>
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        <td>3期</td>
        <td>1.5%</td>
      </tr>
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        <td><strong>费用类别2</strong></td>
        <td><strong>适用服务类型</strong></td>
        <td colspan="2"><strong>日利率（%）</strong></td>
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        <td>逾期利息</td>
        <td>适用服务类型</td>
        <td colspan="2">0.05%</td>
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        <td><strong>费用类别3</strong></td>
        <td><strong>适用服务类型</strong></td>
        <td colspan="2"><strong>金额</strong></td>
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        <td>借款服务费</td>
        <td>POS贷消费信用贷款</td>
        <td colspan="2">100元/笔</td>
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